Writing a $20 test entails filling out a pre-printed test kind issued by your financial institution or monetary establishment. It serves as a written order to the financial institution to pay a specified sum of money ($20 on this case) out of your account to the payee (the individual or entity receiving the fee).
Checks are a handy and extensively accepted technique of constructing funds for varied functions, together with private bills, enterprise transactions, and invoice funds. They provide a safe and verifiable document of the transaction, in contrast to money, which may be simply misplaced or stolen.